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If you want to make an agreement or action that concerns your personal life, you'll need a letter of intent. A letter of intent is a defined as a document that entails the personal intention of a person to another person or to an organization; it describes the action you will take.

It is a letter written describing a borrower's inability to make his or her mortgage payments/loan repayments. It is vital for the letter to include the reasons for the hardship and the future course of action.

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